Free · No sign-up needed

Calculators & planning tools

Quick, transparent answers for investing, tax, loans and savings in India. Every calculator shows its formula, and you can save the result to FID to keep it up to date.

Most used

SIP ₹23.23 L e.g. ₹10,000 a month for 10 years at 12% Open Income Tax & Take-home Salary ₹1,15,075/mo e.g. Take-home on ₹15 L a year. New regime saves ₹1.53 L. Open EMI ₹26,035/mo e.g. ₹30 L for 20 years at 8.5% Open PPF ₹40.68 L e.g. ₹22.5 L deposited over 15 years Open

Investing

SIP Calculator See how a fixed monthly investment could grow when returns compound every month. Save to FID Open → Step-up SIP Calculator Raise your monthly SIP once a year — for example when your salary goes up — and see what it changes. Save to FID Open → Lumpsum Calculator Invest once and let it compound. See the estimated value at the end of each year. Save to FID Open → SWP Calculator Withdraw a fixed amount every month from an invested corpus and see how the balance holds up. Save to FID Open → Mutual Fund Returns Calculator Enter what you invested and what it is worth now to see absolute return and CAGR. Save to FID Open → Mutual Fund Backtester Tool What if you had started then? Run a SIP or lumpsum through a fund's real NAV history. Save to FID Open →

Tax

Income Tax & Take-home Salary Calculator Compare both tax regimes side by side and see what lands in your account every month. Save to FID Open → GST Calculator Add GST to a price, or find how much GST is inside a total, with the CGST, SGST or IGST split. Open → Freelancer Income & Rate Calculator Start from the take-home you want. See what to bill per year, per hour and per day, and which tax method costs less. Save to FID Open →

Loans

EMI Calculator Find your monthly instalment and see exactly how much of each payment goes to interest and principal. Save to FID Open → Home Loan Prepayment Calculator Paying extra on your loan? Compare keeping the EMI and finishing early with lowering the EMI instead. Save to FID Open →

Savings schemes

FD Calculator See what your fixed deposit will be worth at maturity and how much interest it earns. Save to FID Open → RD Calculator Deposit a fixed amount every month and see what it adds up to. Save to FID Open → PPF Calculator See what yearly PPF deposits grow to over 15 years — or longer with extensions. Save to FID Open → EPF Calculator Your provident fund grows quietly every month. See what it could be worth when you retire. Save to FID Open → Sukanya Samriddhi Calculator Plan for your daughter's education or marriage with yearly SSY deposits. Save to FID Open →

Planning

Financial Health Score Tool Eight questions, one score out of 100, and the next step for each area that needs work. Save to FID Open → Retirement & FIRE Planner Tool How much you need, whether you are on track, and when work could become optional. Save to FID Open → Opportunity Cost Calculator Tool Every spend has a second price: what that money could have become. See it before you decide. Save to FID Open →

Returns & property

Simple & Compound Interest Calculator See how much difference compounding makes over time. Save to FID Open → XIRR Calculator The right way to measure returns when money goes in and out on different dates. Save to FID Open → Rental Yield Calculator Is the rent worth the price? Compare a property's yield with other options. Save to FID Open →

Not sure where to start? Find my next step. Missing a calculator? Request one. See how FID calculates every number.

Estimates for educational purposes only. Not financial, tax or investment advice.